The plans, the programs, the gap-bridging.
Most BFC patients pay through coverage. This page covers what we accept, the financing programs we run for the gap between coverage and cost, and the third-party benefits we coordinate. For line-item prices, see the pricing page.
In-network with the major commercial plans in the region.
Mandate states (RI, MA, CT, NH) often require employer-sponsored plans to include some fertility coverage. Our financial coordinator runs a benefits check before your first appointment so you know what is covered and what is not.
Request a benefits check- Blue Cross Blue Shield of Rhode Island
- Blue Cross Blue Shield of Massachusetts
- Aetna
- Cigna
- Tufts Health Plan
- UnitedHealthcare
- Harvard Pilgrim
- Progyny
- Carrot Fertility
- Maven Clinic
Demo list. Production deployments populate from the contracting team.
Every fee, in writing, on one page.
The pricing page itemizes self-pay rack rates for IVF, IUI, egg freezing, donor cycles, every add-on (ICSI, PGT-A/M, FET, anesthesia, storage), and the Shared Risk multi-cycle programs.
Programs for the gap between coverage and cost.
BFC multi-cycle program
Bundled rates for two- and three-cycle IVF, with refunds if no live birth results. See the Shared Risk programs on the pricing page for the specific tiers.
Third-party financing
We work with two healthcare-specific lenders for low-rate, fixed-term financing. Pre-qualification is a soft credit check and takes about ten minutes.
Employer benefits coordination
If your employer offers a fertility benefit through Progyny, Carrot, Maven, or a similar provider, our coordinator handles the prior-authorization and billing on your behalf.
Onco-fertility financial assistance
We waive consultation fees for oncology referrals and partner with Livestrong Fertility and the Heart Beat Program for medication and cycle assistance.
No surprises, by policy and by law.
Tell us what plan you have and what treatment you are considering. We will come back with a full benefits review and a good-faith estimate of out-of-pocket cost.